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What’s the hardest part of buying life insurance? For most people, it’s trying to figure out exactly how much you should have. It doesn’t make financial sense to spend money on protection you don’t need. But you still have to make sure your family will always be comfortable – even if the worst happens.
On one hand, some financial advisors recommend multiplying your yearly income by 7. On the other hand, they recommend purchasing just enough coverage to protect your income during your working years, and put the savings into retirement investments.
So what’s the right amount for you? Before you decide to buy a policy, spend time discussing your life insurance needs with Spenser Vago. Spenser can be reached at (440) 655-8344. Spenser Vago's Ohio license number is 28613.